/* ============================================================
   PERPAY CREDIT CARDS — Modern Fintech v2 (Polished)
   Poppins + Inter · #0F1E4D navy · #F97316 orange gradient
   ============================================================ */

:root {
  --ink: #0F1E4D;
  --ink-2: #1B2A5E;
  --ink-3: #0B1435;
  --paper: #FFFFFF;
  --paper-2: #F6F8FD;
  --paper-3: #FFFFFF;
  --ochre: #F97316;
  --ochre-deep: #EA580C;
  --ochre-soft: #FDBA74;
  --orange-tint: #FFF4EB;
  --moss: #16A34A;
  --moss-soft: #E5F8EC;
  --mint: #6EE7A0;
  --claret: #E11D48;
  --claret-soft: #FFE9EE;
  --slate: #55607A;
  --slate-2: #94A0B8;
  --line: #E7EBF4;
  --line-soft: #EFF2F8;
  --grad-orange: linear-gradient(135deg, #FDA14B 0%, #F97316 52%, #EA580C 100%);
  --grad-navy: linear-gradient(150deg, #22346E 0%, #101C48 55%, #0B1435 100%);
  --shadow-sm: 0 1px 2px rgba(15,30,77,0.05), 0 4px 14px rgba(15,30,77,0.05);
  --shadow-md: 0 2px 5px rgba(15,30,77,0.05), 0 14px 36px rgba(15,30,77,0.11);
  --shadow-lg: 0 6px 14px rgba(15,30,77,0.07), 0 30px 70px rgba(15,30,77,0.18);
  --shadow-orange: 0 8px 24px rgba(249,115,22,0.35), 0 2px 6px rgba(234,88,12,0.25);
  --font-display: 'Poppins', -apple-system, sans-serif;
  --font-body: 'Inter', -apple-system, sans-serif;
  --font-mono: 'Poppins', -apple-system, sans-serif;
  --wrap-max: 1180px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: var(--font-body);
  color: var(--ink);
  background: var(--paper);
  line-height: 1.65;
  font-size: 16px;
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
}
a { color: var(--ink); text-decoration: none; }
::selection { background: rgba(249,115,22,0.22); }
:focus-visible { outline: 2px solid var(--ochre); outline-offset: 3px; border-radius: 6px; }

/* ---------- Scroll reveal (progressive) ---------- */
.rv { opacity: 0; }
.rv-in { animation: rvIn 0.7s cubic-bezier(0.22, 0.61, 0.36, 1) both; }
@keyframes rvIn {
  from { opacity: 0; transform: translateY(24px); }
  to { opacity: 1; transform: none; }
}
@media (prefers-reduced-motion: reduce) {
  .rv { opacity: 1; }
  .rv-in { animation: none; }
  * { animation-duration: 0.001s !important; transition-duration: 0.001s !important; }
}

/* ---------- Layout ---------- */
.wrap { max-width: var(--wrap-max); margin: 0 auto; padding: 0 32px; }
.wrap.narrow { max-width: 820px; }
section { padding: 104px 0; }

.eyebrow {
  font-family: var(--font-mono);
  font-size: 11px;
  letter-spacing: 0.13em;
  text-transform: uppercase;
  color: var(--ochre-deep);
  font-weight: 700;
  display: inline-flex; align-items: center; gap: 8px;
  background: linear-gradient(135deg, #FFF3E8, #FFEBD9);
  border: 1px solid rgba(249,115,22,0.28);
  padding: 8px 18px;
  border-radius: 999px;
  box-shadow: 0 2px 8px rgba(249,115,22,0.10);
}
.eyebrow::before { content: ""; width: 6px; height: 6px; border-radius: 50%; background: var(--ochre); box-shadow: 0 0 0 3px rgba(249,115,22,0.18); }

.section-head { max-width: 780px; margin: 0 auto 60px; text-align: center; }
.section-head h2 {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: clamp(30px, 4vw, 44px);
  line-height: 1.14;
  color: var(--ink);
  letter-spacing: -0.025em;
  margin: 22px 0 16px;
}
.section-head h2 em {
  font-style: normal;
  background: var(--grad-orange);
  -webkit-background-clip: text; background-clip: text; color: transparent;
}
.section-head p { font-size: 17.5px; color: var(--slate); line-height: 1.7; margin: 0 auto; max-width: 640px; }

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 15px 30px;
  border-radius: 999px;
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 15px;
  cursor: pointer;
  border: 1.5px solid transparent;
  transition: transform 0.2s ease, box-shadow 0.2s ease, background 0.2s ease, border-color 0.2s ease, color 0.2s ease;
  text-decoration: none;
  line-height: 1;
  position: relative;
}
.btn-primary, .btn-gold {
  background: var(--grad-orange);
  color: #fff;
  box-shadow: var(--shadow-orange);
}
.btn-primary:hover, .btn-gold:hover {
  transform: translateY(-2px);
  box-shadow: 0 12px 30px rgba(249,115,22,0.45), 0 3px 8px rgba(234,88,12,0.3);
  filter: brightness(1.04);
}
.btn-primary:active, .btn-gold:active { transform: translateY(0); }
.btn-ghost { background: #fff; color: var(--ink); border-color: var(--line); box-shadow: var(--shadow-sm); }
.btn-ghost:hover { border-color: var(--ink); transform: translateY(-2px); box-shadow: var(--shadow-md); }

/* ---------- Header ---------- */
header.site {
  background: rgba(255,255,255,0.85);
  backdrop-filter: blur(14px) saturate(1.4);
  -webkit-backdrop-filter: blur(14px) saturate(1.4);
  border-bottom: 1px solid rgba(15,30,77,0.06);
  position: sticky; top: 0; z-index: 50;
}
header.site .nav {
  display: flex; justify-content: space-between; align-items: center;
  padding: 14px 32px; max-width: var(--wrap-max); margin: 0 auto; gap: 24px;
}
.logo {
  display: flex; align-items: center; gap: 11px;
  font-family: var(--font-display);
  font-size: 19px; color: var(--ink); font-weight: 700; letter-spacing: -0.02em;
}
.logo-mark {
  width: 38px; height: 38px;
  background: var(--grad-orange);
  color: #fff; border-radius: 12px;
  font-family: var(--font-display); font-style: normal; font-weight: 700; font-size: 20px;
  display: inline-flex; align-items: center; justify-content: center; line-height: 1;
  box-shadow: 0 4px 12px rgba(249,115,22,0.35);
}
.nav-links { display: flex; align-items: center; gap: 6px; }
.nav-links a {
  color: var(--slate); font-size: 14px; font-weight: 500;
  transition: color 0.15s, background 0.15s;
  padding: 9px 15px; border-radius: 999px;
}
.nav-links a:hover { color: var(--ink); background: var(--paper-2); }
.nav-links a.btn { color: #fff; padding: 12px 24px; margin-left: 8px; }
.nav-links a.btn:hover { color: #fff; background: var(--grad-orange); }
.nav-links a.active { color: var(--ochre-deep); font-weight: 600; background: var(--orange-tint); border-bottom: none; }
.nav-links a.active::after { display: none; }
.menu-toggle { display: none; background: transparent; border: none; font-size: 22px; cursor: pointer; color: var(--ink); }
@media (max-width: 900px) {
  .nav-links { display: none; position: absolute; top: 100%; left: 0; right: 0; background: #fff; flex-direction: column; padding: 24px 32px; gap: 8px; border-bottom: 1px solid var(--line); box-shadow: var(--shadow-md); align-items: stretch; text-align: center; }
  .nav-links.open { display: flex; }
  .menu-toggle { display: block; }
}

/* ---------- Hero ---------- */
.hero {
  padding: 60px 0 120px;
  position: relative; overflow: hidden;
  min-height: calc(100vh - 66px);
  min-height: calc(100svh - 66px);
  display: flex; align-items: center;
  background: url('hero-bg.jpg') center 40% / cover no-repeat;
  background-color: var(--ink-3);
}
.hero::before {
  content: "";
  position: absolute; inset: 0;
  background:
    linear-gradient(90deg, rgba(7,13,36,0.95) 0%, rgba(9,16,44,0.87) 28%, rgba(11,20,53,0.55) 58%, rgba(11,20,53,0.28) 100%),
    linear-gradient(0deg, rgba(7,13,36,0.72) 0%, transparent 32%);
  pointer-events: none;
}
.hero::after { display: none; }
.hero > .wrap { width: 100%; position: relative; z-index: 1; }
.hero-grid { display: grid; grid-template-columns: 6fr 5fr; gap: 64px; align-items: center; position: relative; z-index: 1; }
.hero-copy { animation: rvIn 0.8s 0.05s cubic-bezier(0.22,0.61,0.36,1) both; }
.hero-copy .eyebrow { margin-bottom: 28px; }
.hero-copy h1 {
  font-family: var(--font-display);
  font-weight: 800;
  font-size: clamp(40px, 5.2vw, 62px);
  line-height: 1.07;
  color: var(--ink);
  letter-spacing: -0.035em;
  margin: 0 0 24px;
}
.hero-copy h1 em {
  font-style: normal;
  background: var(--grad-orange);
  -webkit-background-clip: text; background-clip: text; color: transparent;
}
.hero-lede { font-size: 18.5px; color: var(--slate); line-height: 1.7; margin-bottom: 34px; max-width: 510px; }
.hero-ctas { display: flex; gap: 14px; flex-wrap: wrap; }
.hero-odds-note { margin-top: 20px; font-size: 14px; color: var(--slate); }
.hero-odds-note a { color: var(--ochre-deep); font-weight: 600; text-decoration: underline; text-underline-offset: 3px; }
.hero-odds-note a:hover { color: var(--ochre); }
.hero-proof {
  display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px;
  margin-top: 40px; padding-top: 30px; border-top: 1px solid var(--line);
}
.proof-item { display: flex; flex-direction: column; gap: 5px; }
.proof-num {
  font-family: var(--font-display); font-weight: 800;
  font-size: 24px; color: var(--ink); line-height: 1.05; letter-spacing: -0.025em;
}
.proof-label { font-size: 12.5px; color: var(--slate-2); line-height: 1.45; font-weight: 500; }

/* Hero credit card — premium */
.hero-visual {
  position: relative; min-height: 480px;
  display: flex; align-items: center; justify-content: center;
  animation: rvIn 0.9s 0.2s cubic-bezier(0.22,0.61,0.36,1) both;
}
.card-3d {
  width: 400px;
  aspect-ratio: 1.586 / 1;
  background: var(--grad-navy);
  color: #fff;
  border-radius: 22px;
  padding: 28px;
  display: grid;
  grid-template-rows: auto auto 1fr auto;
  gap: 8px;
  position: relative;
  overflow: hidden;
  box-shadow:
    var(--shadow-lg),
    inset 0 1px 0 rgba(255,255,255,0.14),
    inset 0 0 0 1px rgba(255,255,255,0.05);
  transform: rotateX(4deg) rotateY(-9deg) rotateZ(0.5deg);
  transform-style: preserve-3d;
  animation: cardFloat 7s ease-in-out infinite;
}
@keyframes cardFloat {
  0%, 100% { transform: rotateX(4deg) rotateY(-9deg) rotateZ(0.5deg) translateY(0); }
  50% { transform: rotateX(4deg) rotateY(-9deg) rotateZ(0.5deg) translateY(-12px); }
}
.card-3d::before {
  content: "";
  position: absolute; top: -80px; right: -80px;
  width: 300px; height: 300px;
  background: radial-gradient(circle, rgba(249,115,22,0.55), rgba(249,115,22,0.12) 55%, transparent 72%);
  border-radius: 50%;
  pointer-events: none;
}
.card-3d::after {
  content: "";
  position: absolute; bottom: -110px; left: -70px;
  width: 280px; height: 280px;
  background: radial-gradient(circle, rgba(88,124,255,0.30), transparent 66%);
  border-radius: 50%;
  pointer-events: none;
}
.card-brand {
  font-family: var(--font-display); font-style: normal;
  font-size: 25px; color: #fff; font-weight: 700; letter-spacing: -0.01em;
  position: relative; z-index: 1; line-height: 1;
  display: flex; align-items: center; justify-content: space-between;
}
.card-chip {
  width: 48px; height: 36px;
  background: linear-gradient(135deg, #FFE3A9, #F0B04C 60%, #D8922E);
  border-radius: 8px;
  position: relative; z-index: 1;
  box-shadow: inset 0 -2px 4px rgba(120,70,10,0.35), inset 0 1px 1px rgba(255,255,255,0.5);
}
.card-chip::before, .card-chip::after {
  content: ""; position: absolute; left: 8px; right: 8px; height: 1px; background: rgba(100,60,10,0.35);
}
.card-chip::before { top: 12px; }
.card-chip::after { top: 22px; }
.card-number {
  font-family: var(--font-display);
  font-size: 20px; letter-spacing: 0.16em; color: rgba(255,255,255,0.96);
  align-self: end; position: relative; z-index: 1; font-weight: 500;
  text-shadow: 0 1px 2px rgba(0,0,0,0.3);
}
.card-bottom { display: flex; justify-content: space-between; align-items: flex-end; position: relative; z-index: 1; }
.card-name {
  font-family: var(--font-mono); font-size: 11px; letter-spacing: 0.16em;
  text-transform: uppercase; color: rgba(255,255,255,0.82); font-weight: 600;
}
.card-mc { display: flex; align-items: center; }
.mc-circle { width: 32px; height: 32px; border-radius: 50%; display: inline-block; opacity: 0.95; }
.mc-red { background: #EB001B; }
.mc-yellow { background: #F79E1B; margin-left: -14px; mix-blend-mode: screen; }

/* Floating glass chips */
.card-float {
  position: absolute;
  background: rgba(255,255,255,0.78);
  backdrop-filter: blur(14px) saturate(1.5);
  -webkit-backdrop-filter: blur(14px) saturate(1.5);
  border: 1px solid rgba(255,255,255,0.9);
  border-radius: 18px;
  padding: 15px 19px;
  display: flex; align-items: center; gap: 13px;
  box-shadow: var(--shadow-md);
  z-index: 3; max-width: 255px;
}
.card-float-1 { top: 22px; right: -26px; animation: chipFloat 6s 0.5s ease-in-out infinite; }
.card-float-2 { bottom: 30px; left: -38px; animation: chipFloat 6s 1.2s ease-in-out infinite; }
@keyframes chipFloat {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-8px); }
}
.float-icon {
  width: 44px; height: 44px; border-radius: 14px;
  display: flex; align-items: center; justify-content: center;
  font-family: var(--font-display); font-style: normal; font-size: 19px; font-weight: 700;
  flex-shrink: 0;
}
.float-gold { background: var(--grad-orange); color: #fff; box-shadow: 0 4px 12px rgba(249,115,22,0.35); }
.float-mint { background: linear-gradient(135deg, #34D178, #16A34A); color: #fff; box-shadow: 0 4px 12px rgba(22,163,74,0.35); }
.float-title {
  font-family: var(--font-mono); font-size: 9.5px; color: var(--slate-2);
  letter-spacing: 0.11em; text-transform: uppercase; margin-bottom: 3px; font-weight: 700;
}
.float-sub { font-family: var(--font-display); font-size: 14.5px; color: var(--ink); line-height: 1.25; font-weight: 600; }
.float-sub strong { color: var(--ochre-deep); font-style: normal; font-weight: 700; }

/* ---------- Trust bar — Stat Banner (label + value) ---------- */
.trustbar { padding: 0 32px; margin: -6px auto 0; max-width: var(--wrap-max); position: relative; z-index: 2; }
.trustbar-row {
  background:
    radial-gradient(460px 180px at 95% 50%, rgba(249,115,22,0.35), transparent 70%),
    var(--grad-navy);
  border: 1px solid rgba(255,255,255,0.08);
  border-radius: 24px;
  padding: 30px 20px;
  display: grid; grid-template-columns: repeat(4, 1fr);
  box-shadow: var(--shadow-md), inset 0 1px 0 rgba(255,255,255,0.10);
}
.trust-stat {
  text-align: center; padding: 2px 18px;
  border-left: 1px solid rgba(255,255,255,0.12);
}
.trust-stat:first-child { border-left: 0; }
.trust-stat-label {
  font-family: var(--font-mono); font-size: 9.5px; font-weight: 700;
  letter-spacing: 0.16em; text-transform: uppercase;
  color: var(--ochre-soft); margin-bottom: 8px;
  display: flex; align-items: center; justify-content: center; gap: 6px;
}
.trust-stat-label::before {
  content: ""; width: 5px; height: 5px; border-radius: 50%;
  background: #4ADE80; box-shadow: 0 0 0 3px rgba(74,222,128,0.18);
}
.trust-stat-value {
  font-family: var(--font-display); font-weight: 700; font-size: 16.5px;
  color: #fff; line-height: 1.25; letter-spacing: -0.01em;
}
.trust-stat-value small {
  display: block; font-weight: 500; font-size: 11px;
  color: rgba(255,255,255,0.55); margin-top: 3px; letter-spacing: 0;
}
/* legacy (unused after Stat Banner swap, kept harmless) */
.trust-item { display: none; }
.trust-check { display: none; }

/* ---------- Features ---------- */
.features { display: grid; grid-template-columns: repeat(3, 1fr); gap: 26px; margin-top: 8px; }
.feature {
  background: #fff; border: 1px solid var(--line); padding: 38px 30px;
  border-radius: 20px; transition: box-shadow 0.25s, transform 0.25s, border-color 0.25s;
  text-align: center; position: relative;
  box-shadow: var(--shadow-sm);
}
.feature:hover { border-color: rgba(249,115,22,0.45); box-shadow: var(--shadow-md); transform: translateY(-5px); }
.feature-icon {
  display: inline-flex; align-items: center; justify-content: center;
  width: 64px; height: 64px;
  background: linear-gradient(135deg, #FFF3E7, #FFE8D2);
  color: var(--ochre-deep);
  border: none;
  border-radius: 50%;
  font-family: var(--font-display); font-style: normal; font-size: 24px; font-weight: 600;
  margin-bottom: 22px;
  box-shadow: inset 0 0 0 1.5px rgba(249,115,22,0.45), 0 0 0 8px rgba(255,244,235,0.9);
}
.feature h3 {
  font-family: var(--font-display); font-weight: 600; font-size: 19px;
  color: var(--ink); margin: 0 0 10px; line-height: 1.3; letter-spacing: -0.01em;
}
.feature p { color: var(--slate); font-size: 14.5px; line-height: 1.68; margin: 0; }

/* ---------- Steps ---------- */
.how { background: var(--paper-2); position: relative; }
.steps { display: grid; grid-template-columns: repeat(4, 1fr); gap: 22px; margin-top: 8px; counter-reset: step; }
.step {
  background: #fff; padding: 32px 26px; border: 1px solid var(--line);
  border-radius: 20px; border-top: none; position: relative;
  box-shadow: var(--shadow-sm);
  transition: box-shadow 0.25s, transform 0.25s;
}
.step:hover { box-shadow: var(--shadow-md); transform: translateY(-4px); }
.step-icon { margin-bottom: 16px; display: flex; }
.step-icon svg { width: 104px; height: 82px; }
.step-num {
  font-family: var(--font-mono); font-size: 10px; letter-spacing: 0.12em;
  text-transform: uppercase; color: #fff; margin-bottom: 16px; font-weight: 700;
  display: inline-block; background: var(--grad-orange); padding: 6px 14px; border-radius: 999px;
  box-shadow: 0 3px 10px rgba(249,115,22,0.3);
}
.step h3 {
  font-family: var(--font-display); font-weight: 600; font-size: 18px;
  color: var(--ink); margin: 0 0 8px; line-height: 1.28;
}
.step p { color: var(--slate); font-size: 14px; line-height: 1.62; margin: 0; }

/* ---------- Rewards duo ---------- */
.rewards { background: var(--paper); }
.duo { display: grid; grid-template-columns: 1fr 1fr; gap: 26px; margin-top: 8px; }
.panel {
  background: #fff; border: 1px solid var(--line); padding: 42px 38px;
  border-radius: 24px; position: relative; overflow: hidden;
  box-shadow: var(--shadow-sm);
  transition: box-shadow 0.25s, transform 0.25s;
}
.panel:hover { box-shadow: var(--shadow-md); transform: translateY(-3px); }
.panel.dark {
  background:
    radial-gradient(360px 260px at 90% 0%, rgba(249,115,22,0.30), transparent 65%),
    var(--grad-navy);
  color: #fff; border-color: rgba(255,255,255,0.08);
  box-shadow: var(--shadow-md), inset 0 1px 0 rgba(255,255,255,0.1);
}
.panel.dark::before { display: none; }
.panel-tag {
  font-family: var(--font-mono); font-size: 10px; letter-spacing: 0.12em;
  text-transform: uppercase; color: var(--ochre-deep); margin-bottom: 18px;
  display: inline-block; font-weight: 700;
  background: var(--orange-tint); padding: 6px 15px; border-radius: 999px;
  border: 1px solid rgba(249,115,22,0.22);
}
.panel.dark .panel-tag { background: rgba(249,115,22,0.16); color: var(--ochre-soft); border-color: rgba(249,115,22,0.3); }
.panel h3 {
  font-family: var(--font-display); font-weight: 700; font-size: 25px;
  line-height: 1.22; margin: 0 0 14px; letter-spacing: -0.02em;
  position: relative; z-index: 1;
}
.panel p { font-size: 15px; line-height: 1.7; color: inherit; opacity: 0.82; margin: 0 0 20px; position: relative; z-index: 1; }
.panel.dark p { opacity: 0.72; }
.panel ul { list-style: none; padding: 0; margin: 0; position: relative; z-index: 1; }
.panel li {
  padding: 12px 0; border-top: 1px solid var(--line-soft);
  color: inherit; font-size: 14.5px; line-height: 1.55; opacity: 0.92;
  display: flex; gap: 11px; align-items: flex-start;
}
.panel li::before {
  content: "✓"; color: #fff; flex-shrink: 0; font-weight: 700;
  width: 19px; height: 19px; background: var(--grad-orange); border-radius: 50%;
  display: inline-flex; align-items: center; justify-content: center; font-size: 10px; margin-top: 2px;
  box-shadow: 0 2px 6px rgba(249,115,22,0.3);
}
.panel.dark li { border-top-color: rgba(255,255,255,0.10); }
.panel li:first-child { border-top: 0; padding-top: 4px; }

/* ---------- Compare table ---------- */
.compare { }
.compare-table {
  width: 100%; border-collapse: separate; border-spacing: 0;
  background: #fff; border: 1px solid var(--line); border-radius: 20px;
  overflow: hidden; margin-top: 8px; font-size: 14px; box-shadow: var(--shadow-md);
}
.compare-table thead th {
  background: var(--grad-navy); color: #fff;
  font-family: var(--font-mono); font-size: 11px; letter-spacing: 0.1em;
  text-transform: uppercase; font-weight: 700; padding: 18px 22px; text-align: left;
}
.compare-table thead th.highlight { background: var(--grad-orange); }
.compare-table tbody td { padding: 16px 22px; border-top: 1px solid var(--line-soft); color: var(--slate); vertical-align: top; }
.compare-table tbody tr:first-child td { border-top: 0; }
.compare-table tbody tr:hover td { background: var(--paper-2); }
.compare-table tbody td:first-child { font-family: var(--font-display); color: var(--ink); font-size: 14px; font-weight: 600; width: 26%; }
.compare-table tbody td.highlight { background: var(--orange-tint); color: var(--ink); font-weight: 500; }
.compare-table tbody tr:hover td.highlight { background: #FFEDDC; }

/* ---------- Pros & Cons ---------- */
.pros-cons-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 26px; }
.pc-panel { background: #fff; border: 1px solid var(--line); border-radius: 22px; padding: 38px 34px; box-shadow: var(--shadow-sm); }
.pc-pros { border-top: 5px solid var(--moss); }
.pc-cons { border-top: 5px solid var(--claret); }
.pc-header {
  display: flex; align-items: center; gap: 12px; margin-bottom: 24px;
  padding-bottom: 18px; border-bottom: 1px solid var(--line-soft);
}
.pc-header h3 { font-family: var(--font-display); font-weight: 600; font-size: 20px; color: var(--ink); margin: 0; line-height: 1.25; }
.pc-badge {
  font-family: var(--font-mono); font-size: 10px; letter-spacing: 0.12em;
  text-transform: uppercase; padding: 6px 13px; border-radius: 999px; font-weight: 700;
}
.pc-badge-good { background: var(--moss-soft); color: var(--moss); }
.pc-badge-warn { background: var(--claret-soft); color: var(--claret); }
.pc-list { list-style: none; padding: 0; margin: 0; }
.pc-list li { display: flex; gap: 14px; padding: 15px 0; border-top: 1px solid var(--line-soft); align-items: flex-start; }
.pc-list li:first-child { border-top: 0; padding-top: 4px; }
.pc-list li strong {
  font-family: var(--font-display); color: var(--ink); font-weight: 600;
  font-size: 15px; display: block; margin-bottom: 3px;
}
.pc-list li p { color: var(--slate); font-size: 14px; line-height: 1.62; margin: 0; }
.pc-icon {
  flex-shrink: 0; width: 25px; height: 25px; border-radius: 50%;
  display: inline-flex; align-items: center; justify-content: center;
  font-weight: 700; font-size: 13px; margin-top: 2px;
}
.pc-pros .pc-icon { background: var(--moss-soft); color: var(--moss); box-shadow: inset 0 0 0 1px rgba(22,163,74,0.25); }
.pc-cons .pc-icon { background: var(--claret-soft); color: var(--claret); box-shadow: inset 0 0 0 1px rgba(225,29,72,0.22); }
.pros-cons-bottom {
  grid-column: 1 / -1;
  background:
    radial-gradient(420px 220px at 92% 10%, rgba(249,115,22,0.28), transparent 65%),
    var(--grad-navy);
  color: #fff; padding: 36px 44px; border-radius: 22px; margin-top: 8px;
  display: flex; gap: 24px; align-items: center;
  border: 1px solid rgba(255,255,255,0.08);
  box-shadow: var(--shadow-md), inset 0 1px 0 rgba(255,255,255,0.1);
}
.pros-cons-bottom h4 { font-family: var(--font-display); font-weight: 700; font-size: 22px; line-height: 1.25; margin: 0 0 8px; color: #fff; letter-spacing: -0.01em; }
.pros-cons-bottom h4 em { color: var(--ochre-soft); font-style: normal; }
.pros-cons-bottom p { margin: 0; opacity: 0.82; font-size: 15px; line-height: 1.68; color: #fff; }
.tag-good, .tag-warn {
  font-family: var(--font-mono); font-size: 10px; letter-spacing: 0.1em;
  text-transform: uppercase; padding: 5px 11px; border-radius: 999px; font-weight: 700; display: inline-block;
}
.tag-good { background: var(--moss-soft); color: var(--moss); }
.tag-warn { background: var(--claret-soft); color: var(--claret); }

/* ---------- Eligibility ---------- */
.elig-grid { display: grid; grid-template-columns: 2fr 1fr; gap: 28px; }
.elig-main { background: #fff; border: 1px solid var(--line); padding: 38px 42px; border-radius: 22px; box-shadow: var(--shadow-sm); }
.elig-list { list-style: none; padding: 0; margin: 22px 0 0; }
.elig-list li {
  display: flex; gap: 16px; padding: 16px 20px; margin-bottom: 12px;
  align-items: flex-start; background: var(--paper-2);
  border: 1px solid var(--line-soft); border-radius: 16px;
  transition: border-color 0.2s, background 0.2s;
}
.elig-list li:hover { border-color: rgba(249,115,22,0.35); background: #FFFDFB; }
.elig-list li strong {
  font-family: var(--font-display); color: var(--ink); font-weight: 600;
  font-size: 15px; display: block; margin-bottom: 3px;
}
.elig-list li p { color: var(--slate); font-size: 13.5px; line-height: 1.62; margin: 0; }
.elig-check {
  color: #fff; font-weight: 700;
  width: 26px; height: 26px; background: var(--grad-orange); border-radius: 50%;
  display: inline-flex; align-items: center; justify-content: center;
  font-size: 12px; flex-shrink: 0; margin-top: 2px;
  box-shadow: 0 3px 8px rgba(249,115,22,0.32);
}
.elig-side { display: flex; flex-direction: column; gap: 20px; }
.elig-restrict {
  background: #fff; border: 1px solid var(--line); border-top: 5px solid var(--claret);
  padding: 28px 30px; border-radius: 18px; box-shadow: var(--shadow-sm);
}
.elig-restrict p { color: var(--slate); font-size: 14px; line-height: 1.62; margin: 0 0 12px; }
.elig-states { list-style: none; padding: 0; margin: 8px 0 0; display: flex; flex-wrap: wrap; gap: 7px; }
.elig-states li {
  font-family: var(--font-body); font-size: 11.5px; color: var(--claret);
  background: var(--claret-soft); padding: 6px 13px; border-radius: 999px; font-weight: 600;
}
.elig-good {
  background: var(--moss-soft); border: 1px solid rgba(22,163,74,0.25);
  padding: 24px 28px; border-radius: 18px;
}
.elig-good p { color: var(--ink); font-size: 13.5px; line-height: 1.68; margin: 0; }

/* ---------- Reviews ---------- */
.reviews { background: var(--paper-2); }
.reviews-header {
  background: #fff; border: 1px solid var(--line); border-radius: 22px;
  padding: 30px 36px;
  display: grid; grid-template-columns: auto 1px 1fr auto;
  gap: 34px; align-items: center; margin-bottom: 34px;
  box-shadow: var(--shadow-md);
}
.rh-brand { display: flex; flex-direction: column; }
.rh-brand-label {
  font-family: var(--font-mono); font-size: 10px; color: var(--slate-2);
  letter-spacing: 0.12em; text-transform: uppercase; margin-bottom: 6px; display: block; font-weight: 700;
}
.rh-brand-name {
  font-family: var(--font-display); font-size: 22px; color: var(--ink);
  font-weight: 700; font-style: normal; display: flex; align-items: center; gap: 8px;
}
.rh-divider { width: 1px; height: 48px; background: var(--line); }
.rh-rating { display: flex; flex-direction: column; gap: 6px; }
.rh-stars { display: flex; gap: 3px; margin-bottom: 4px; }
.tp-star { color: #FBBF24; font-size: 23px; line-height: 1; filter: drop-shadow(0 1px 2px rgba(251,191,36,0.4)); }
.tp-star.small { font-size: 18px; }
.tp-star.empty { color: var(--line); filter: none; }
.rh-rating-info { color: var(--slate); font-size: 13px; }
.rh-rating-info strong { color: var(--ink); font-weight: 600; }
.rh-score { text-align: right; }
.rh-score-num {
  font-family: var(--font-display); font-size: 48px;
  background: var(--grad-orange);
  -webkit-background-clip: text; background-clip: text; color: transparent;
  line-height: 1; font-weight: 800; font-style: normal; letter-spacing: -0.03em;
}
.rh-score-max { font-family: var(--font-mono); font-size: 10px; color: var(--slate-2); letter-spacing: 0.1em; margin-top: 5px; text-transform: uppercase; font-weight: 700; }
.reviews-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 26px; }
.review-card {
  background: #fff; border: 1px solid var(--line); border-radius: 20px;
  padding: 30px; display: flex; flex-direction: column; gap: 14px;
  transition: box-shadow 0.25s, transform 0.25s, border-color 0.25s;
  box-shadow: var(--shadow-sm);
}
.review-card:hover { box-shadow: var(--shadow-md); transform: translateY(-5px); border-color: rgba(249,115,22,0.3); }
.review-stars { display: flex; gap: 2px; }
.review-title {
  font-family: var(--font-display); font-weight: 600; font-size: 17px;
  color: var(--ink); line-height: 1.32; margin: 0;
}
.review-body { color: var(--slate); font-size: 14px; line-height: 1.68; margin: 0; flex: 1; }
.review-author { display: flex; gap: 12px; align-items: center; padding-top: 15px; border-top: 1px solid var(--line-soft); }
.review-avatar {
  width: 44px; height: 44px; border-radius: 14px;
  background: var(--grad-navy);
  color: var(--ochre-soft); font-family: var(--font-display); font-style: normal;
  font-size: 17px; display: flex; align-items: center; justify-content: center;
  font-weight: 700; flex-shrink: 0;
}
.review-meta { flex: 1; min-width: 0; }
.review-name { font-size: 14px; color: var(--ink); font-weight: 600; display: flex; align-items: center; gap: 6px; }
.verified-tick { font-family: var(--font-body); font-size: 10.5px; color: var(--moss); letter-spacing: 0.02em; font-weight: 700; background: var(--moss-soft); padding: 2px 8px; border-radius: 999px; }
.review-info { font-size: 12px; color: var(--slate-2); margin-top: 3px; }
.reviews-note {
  margin-top: 34px; padding: 22px 26px;
  background: var(--orange-tint); border: 1px solid rgba(249,115,22,0.2); border-left: 4px solid var(--ochre); border-radius: 14px;
  color: var(--slate); font-size: 13px; line-height: 1.68;
}
.reviews-note strong { color: var(--ink); }

/* ---------- Editorial ---------- */
.editorial {
  display: flex; gap: 28px;
  background: #fff; border: 1px solid var(--line); border-left: 4px solid var(--ochre);
  padding: 42px 46px; max-width: 900px; margin: 0 auto;
  border-radius: 20px; align-items: flex-start; box-shadow: var(--shadow-sm);
}
.editorial-avatar {
  width: 62px; height: 62px; border-radius: 18px;
  background: var(--grad-navy);
  color: var(--ochre-soft); font-family: var(--font-display); font-style: normal;
  font-size: 25px; display: flex; align-items: center; justify-content: center;
  font-weight: 700; flex-shrink: 0;
  box-shadow: var(--shadow-sm);
}
.editorial > div { flex: 1; }
.editorial h3 { font-family: var(--font-display); font-weight: 700; font-size: 23px; color: var(--ink); margin: 0 0 8px; line-height: 1.25; letter-spacing: -0.01em; }
.editorial-meta {
  font-family: var(--font-mono); font-size: 10px; color: var(--slate-2);
  letter-spacing: 0.1em; text-transform: uppercase; margin-bottom: 18px; font-weight: 700;
}
.editorial p { color: var(--slate); font-size: 15px; line-height: 1.75; margin: 0 0 14px; }
.editorial p strong { color: var(--ink); font-weight: 600; }
.editorial p:last-child { margin-bottom: 0; }
.editorial-sources { display: flex; flex-wrap: wrap; gap: 8px; margin-top: 16px; }
.source-chip {
  font-family: var(--font-body); font-size: 11.5px; padding: 6px 13px;
  background: var(--paper-2); color: var(--slate); border-radius: 999px; font-weight: 600;
  border: 1px solid var(--line-soft);
}

/* ---------- Blog ---------- */
.blog-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 26px; }
.blog-card {
  background: #fff; border: 1px solid var(--line); border-radius: 20px;
  overflow: hidden; display: flex; flex-direction: column;
  transition: box-shadow 0.25s, transform 0.25s; box-shadow: var(--shadow-sm);
}
.blog-card:hover { box-shadow: var(--shadow-md); transform: translateY(-5px); }
.blog-cover { height: 185px; position: relative; overflow: hidden; display: flex; align-items: center; justify-content: center; }
.blog-cover-1 { background: radial-gradient(280px 200px at 85% 15%, rgba(249,115,22,0.35), transparent 65%), var(--grad-navy); color: var(--ochre-soft); }
.blog-cover-2 { background: var(--grad-orange); color: #fff; }
.blog-cover-3 { background: linear-gradient(135deg, #EEF2FB, #E2E9F7); color: var(--ink); border-bottom: 1px solid var(--line); }
.blog-cover svg { opacity: 0.95; }
.blog-category {
  position: absolute; top: 16px; left: 16px; padding: 7px 15px;
  background: rgba(255,255,255,0.92); backdrop-filter: blur(8px); color: var(--ink);
  font-family: var(--font-mono); font-size: 10px; letter-spacing: 0.1em;
  text-transform: uppercase; font-weight: 700; border-radius: 999px;
  box-shadow: var(--shadow-sm);
}
.blog-body { padding: 28px; display: flex; flex-direction: column; gap: 12px; flex: 1; }
.blog-title { font-family: var(--font-display); font-weight: 600; font-size: 18px; color: var(--ink); line-height: 1.32; margin: 0; }
.blog-title a { color: inherit; transition: color 0.15s; }
.blog-title a:hover { color: var(--ochre-deep); }
.blog-excerpt { color: var(--slate); font-size: 14px; line-height: 1.68; margin: 0; flex: 1; }
.blog-meta {
  display: flex; justify-content: space-between; align-items: center;
  padding-top: 15px; border-top: 1px solid var(--line-soft);
  font-size: 11.5px; color: var(--slate-2); font-family: var(--font-body); letter-spacing: 0.02em; font-weight: 500;
}
.blog-read {
  color: var(--ochre-deep); font-weight: 600; font-family: var(--font-body); font-size: 13px;
  display: inline-flex; align-items: center; gap: 6px; transition: color 0.15s;
}
.blog-read:hover { color: var(--ochre); }
.blog-read span { transition: transform 0.2s; display: inline-block; }
.blog-read:hover span { transform: translateX(4px); }

/* ---------- FAQ ---------- */
.faq-list { border-top: none; display: flex; flex-direction: column; gap: 14px; }
.faq-item {
  border: 1px solid var(--line); border-radius: 16px; background: #fff; padding: 0 26px;
  box-shadow: var(--shadow-sm); transition: border-color 0.2s, box-shadow 0.2s;
}
.faq-item:hover { border-color: rgba(249,115,22,0.35); }
.faq-item.open { border-color: rgba(249,115,22,0.45); box-shadow: var(--shadow-md); }
.faq-q {
  width: 100%; padding: 22px 0; background: transparent; border: none; cursor: pointer;
  font-family: var(--font-display); font-size: 16.5px; color: var(--ink); font-weight: 600;
  text-align: left; display: flex; justify-content: space-between; align-items: center;
  gap: 20px; line-height: 1.35; transition: color 0.15s;
}
.faq-q:hover { color: var(--ochre-deep); }
.faq-icon {
  font-family: var(--font-display); font-style: normal; font-size: 19px; color: #fff;
  transition: transform 0.25s; flex-shrink: 0;
  width: 32px; height: 32px; background: var(--grad-orange); border-radius: 50%;
  display: inline-flex; align-items: center; justify-content: center; line-height: 1; font-weight: 500;
  box-shadow: 0 3px 10px rgba(249,115,22,0.3);
}
.faq-item.open .faq-icon { transform: rotate(45deg); }
.faq-a { max-height: 0; overflow: hidden; transition: max-height 0.28s ease, padding 0.28s ease; color: var(--slate); font-size: 14.5px; line-height: 1.72; }
.faq-item.open .faq-a { max-height: 500px; padding: 0 0 24px; }
.faq-a > div { max-width: 780px; }

/* ---------- Final CTA ---------- */
.final-cta {
  background:
    radial-gradient(700px 420px at 50% -10%, rgba(249,115,22,0.22), transparent 65%),
    var(--grad-navy);
  color: #fff; padding: 110px 32px; text-align: center;
  position: relative; overflow: hidden;
}
.final-cta::before {
  content: ""; position: absolute; inset: 0;
  background-image:
    linear-gradient(rgba(255,255,255,0.035) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,0.035) 1px, transparent 1px);
  background-size: 46px 46px;
  -webkit-mask-image: radial-gradient(640px 420px at 50% 30%, black 25%, transparent 75%);
  mask-image: radial-gradient(640px 420px at 50% 30%, black 25%, transparent 75%);
  pointer-events: none;
}
.final-cta-inner { max-width: 780px; margin: 0 auto; position: relative; z-index: 1; }
.final-cta h2 {
  font-family: var(--font-display); font-weight: 800;
  font-size: clamp(32px, 4.6vw, 50px); line-height: 1.12; letter-spacing: -0.03em;
  margin: 22px 0 20px; color: #fff;
}
.final-cta h2 em {
  font-style: normal;
  background: linear-gradient(120deg, #FDBA74, #FB923C);
  -webkit-background-clip: text; background-clip: text; color: transparent;
}
.final-cta p { color: rgba(255,255,255,0.72); font-size: 17px; line-height: 1.7; margin: 0 auto 34px; max-width: 620px; }
.final-cta .eyebrow { background: rgba(249,115,22,0.14); border-color: rgba(249,115,22,0.4); color: var(--ochre-soft); box-shadow: none; }

/* ---------- Footer ---------- */
footer { background: #0A1130; color: #fff; padding: 64px 0 32px; border-top: none; position: relative; }
footer::before {
  content: ""; position: absolute; top: 0; left: 0; right: 0; height: 1px;
  background: linear-gradient(90deg, transparent, rgba(249,115,22,0.5), transparent);
}
.disclaimer {
  padding: 26px 30px; background: rgba(255,255,255,0.035);
  border: 1px solid rgba(255,255,255,0.08); border-radius: 18px;
  font-size: 12px; line-height: 1.7; color: rgba(255,255,255,0.52); margin-bottom: 46px;
}
.footer-grid {
  display: grid; grid-template-columns: 2fr 1fr 1fr 1fr 1fr;
  gap: 40px; padding-bottom: 42px; border-bottom: 1px solid rgba(255,255,255,0.09);
}
.footer-brand { font-family: var(--font-display); font-size: 20px; color: #fff; font-style: normal; font-weight: 700; margin-bottom: 12px; }
.footer-desc { color: rgba(255,255,255,0.52); font-size: 13px; line-height: 1.68; max-width: 320px; }
.footer-grid h4, .footer-grid .footer-h {
  font-family: var(--font-mono); font-size: 11px; letter-spacing: 0.13em;
  text-transform: uppercase; color: var(--ochre-soft); margin: 0 0 18px; font-weight: 700;
}
.footer-grid ul { list-style: none; padding: 0; margin: 0; }
.footer-grid li { margin-bottom: 11px; }
.footer-grid a { color: rgba(255,255,255,0.62); font-size: 14px; transition: color 0.15s, padding-left 0.15s; }
.footer-grid a:hover { color: #fff; padding-left: 4px; }
.footer-bottom {
  padding-top: 30px; display: flex; justify-content: space-between; align-items: center;
  gap: 20px; font-size: 12px; color: rgba(255,255,255,0.38); flex-wrap: wrap;
}

/* ---------- Subpages ---------- */
.page-hero { padding: 84px 0 64px; border-bottom: 1px solid var(--line); position: relative; overflow: hidden; background: var(--paper); }
.page-hero::before {
  content: ""; position: absolute; inset: 0;
  background: radial-gradient(760px 400px at 88% -12%, rgba(249,115,22,0.10), transparent 62%);
  pointer-events: none;
}
.page-hero::after {
  content: ""; position: absolute; inset: 0;
  background-image:
    linear-gradient(rgba(15,30,77,0.04) 1px, transparent 1px),
    linear-gradient(90deg, rgba(15,30,77,0.04) 1px, transparent 1px);
  background-size: 46px 46px;
  -webkit-mask-image: radial-gradient(620px 380px at 85% 0%, black 25%, transparent 75%);
  mask-image: radial-gradient(620px 380px at 85% 0%, black 25%, transparent 75%);
  pointer-events: none;
}
.page-hero-inner { position: relative; max-width: 840px; z-index: 1; }
.page-hero h1 {
  font-family: var(--font-display); font-weight: 800;
  font-size: clamp(34px, 4.8vw, 54px); line-height: 1.1; letter-spacing: -0.03em;
  color: var(--ink); margin: 22px 0 22px;
}
.page-hero h1 em {
  font-style: normal;
  background: var(--grad-orange);
  -webkit-background-clip: text; background-clip: text; color: transparent;
}
.page-hero-lede { font-size: 18px; color: var(--slate); max-width: 700px; line-height: 1.72; }
.breadcrumbs {
  padding: 15px 0; font-family: var(--font-body); font-size: 13px;
  color: var(--slate-2); border-bottom: 1px solid var(--line); background: var(--paper-2); font-weight: 500;
}
.breadcrumbs a { color: var(--slate); }
.breadcrumbs a:hover { color: var(--ochre-deep); }
.breadcrumbs .sep { margin: 0 10px; color: var(--slate-2); opacity: 0.5; }
.content-block { padding: 74px 0; }
.content-block:not(:last-child) { border-bottom: 1px solid var(--line); }
.content-block h2 {
  font-family: var(--font-display); font-weight: 700;
  font-size: clamp(26px, 3.6vw, 37px); line-height: 1.18; color: var(--ink);
  margin-bottom: 18px; letter-spacing: -0.025em;
}
.content-block h2 em {
  font-style: normal;
  background: var(--grad-orange);
  -webkit-background-clip: text; background-clip: text; color: transparent;
}
.content-block h3 { font-family: var(--font-display); font-weight: 600; font-size: 22px; color: var(--ink); margin: 32px 0 12px; line-height: 1.3; }
.content-block p { color: var(--slate); font-size: 16px; line-height: 1.76; margin-bottom: 16px; max-width: 720px; }
.content-block ul.plain { list-style: none; padding: 0; margin: 22px 0; max-width: 780px; }
.content-block ul.plain li {
  padding: 16px 20px; margin-bottom: 12px; color: var(--ink); font-size: 15px; line-height: 1.66;
  display: flex; align-items: flex-start; gap: 14px;
  background: var(--paper-2); border: 1px solid var(--line-soft); border-radius: 16px;
  transition: border-color 0.2s;
}
.content-block ul.plain li:hover { border-color: rgba(249,115,22,0.3); }
.content-block ul.plain li::before {
  content: "→"; color: var(--ochre); font-weight: 700; flex-shrink: 0; font-family: var(--font-display); font-style: normal;
}
.content-block ul.plain li strong { color: var(--ink); font-weight: 600; font-family: var(--font-display); font-size: 15px; }

/* Product cards */
.product-showcase { display: grid; grid-template-columns: 1fr; gap: 26px; margin-top: 32px; }
.product-item {
  background: #fff; border: 1px solid var(--line); border-radius: 24px; padding: 42px;
  display: grid; grid-template-columns: 210px 1fr auto; gap: 34px; align-items: center;
  box-shadow: var(--shadow-sm);
  transition: box-shadow 0.25s, transform 0.25s, border-color 0.25s;
}
.product-item:hover { box-shadow: var(--shadow-md); transform: translateY(-4px); border-color: rgba(249,115,22,0.3); }
.product-badge {
  width: 210px; aspect-ratio: 1.586 / 1; border-radius: 16px;
  display: flex; align-items: center; justify-content: center;
  font-family: var(--font-display); font-style: normal; font-size: 24px;
  color: #fff; background: var(--grad-navy);
  position: relative; overflow: hidden; font-weight: 700;
  box-shadow: var(--shadow-md), inset 0 1px 0 rgba(255,255,255,0.12);
}
.product-badge::before {
  content: ""; position: absolute; top: 14px; left: 16px;
  width: 30px; height: 22px; border-radius: 5px;
  background: linear-gradient(135deg, #FFE3A9, #E9A84A);
  opacity: 0.95; box-shadow: inset 0 -1px 2px rgba(120,70,10,0.3);
}
.product-badge::after {
  content: ""; position: absolute; top: -30%; right: -30%;
  width: 100%; height: 100%;
  background: radial-gradient(circle, rgba(249,115,22,0.40), transparent 68%);
}
.product-badge.type-2 { background: var(--grad-orange); }
.product-badge.type-2::after { background: radial-gradient(circle, rgba(255,255,255,0.30), transparent 68%); }
.product-badge.type-3 { background: linear-gradient(135deg, #1FB35B, #107A3C); }
.product-badge.type-3::after { background: radial-gradient(circle, rgba(255,255,255,0.25), transparent 68%); }
.product-badge.type-4 { background: linear-gradient(135deg, #EEF2FB, #DFE7F5); color: var(--ink); border: 1px solid var(--line); box-shadow: var(--shadow-sm); }
.product-badge.type-4::before { background: linear-gradient(135deg, #C9D4EA, #AAB9D8); }
.product-info h3 { font-family: var(--font-display); font-weight: 700; font-size: 24px; color: var(--ink); margin: 0 0 8px; line-height: 1.2; letter-spacing: -0.01em; }
.product-tag {
  font-family: var(--font-mono); font-size: 10px; letter-spacing: 0.1em;
  color: var(--ochre-deep); text-transform: uppercase; margin-bottom: 10px; display: inline-block; font-weight: 700;
  background: var(--orange-tint); padding: 6px 13px; border-radius: 999px;
  border: 1px solid rgba(249,115,22,0.2);
}
.product-info p { color: var(--slate); font-size: 14.5px; line-height: 1.68; margin-bottom: 14px; }
.product-specs { display: flex; gap: 18px; font-size: 13px; color: var(--slate); flex-wrap: wrap; }
.product-specs strong { color: var(--ink); font-weight: 600; }
.product-price { text-align: right; }
.product-amount {
  font-family: var(--font-display); font-style: normal;
  font-size: 36px; line-height: 1; font-weight: 800; letter-spacing: -0.03em;
  background: var(--grad-orange);
  -webkit-background-clip: text; background-clip: text; color: transparent;
}
.product-amount-label {
  font-size: 10px; color: var(--slate-2); margin-top: 7px;
  font-family: var(--font-mono); letter-spacing: 0.11em; text-transform: uppercase; font-weight: 700;
}

/* Rating distribution */
.rating-dist { display: grid; grid-template-columns: 60px 1fr 60px; gap: 16px; align-items: center; margin-bottom: 12px; font-size: 13px; color: var(--slate); }
.rating-dist-label { font-weight: 600; color: var(--ink); }
.rating-dist-bar { height: 11px; background: var(--paper-2); border-radius: 999px; overflow: hidden; border: 1px solid var(--line-soft); }
.rating-dist-fill { height: 100%; background: var(--grad-orange); border-radius: 999px; }
.rating-dist-pct { text-align: right; font-family: var(--font-body); font-size: 12px; color: var(--slate-2); font-weight: 600; }

/* FAQ groups */
.faq-group { margin-bottom: 52px; }
.faq-group-title {
  font-family: var(--font-display); font-weight: 700; font-size: 24px;
  color: var(--ink); margin-bottom: 22px; padding-bottom: 0;
  border-bottom: none; display: inline-flex; align-items: center; gap: 12px;
  font-style: normal; letter-spacing: -0.015em;
}
.faq-group-title::before { content: ""; width: 9px; height: 28px; background: var(--grad-orange); border-radius: 999px; display: inline-block; box-shadow: 0 2px 8px rgba(249,115,22,0.3); }

/* Related pages */
.related-pages { background: var(--paper-2); padding: 64px 0; }
.related-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; margin-top: 26px; }
.related-card {
  background: #fff; border: 1px solid var(--line); border-radius: 20px; padding: 30px;
  display: flex; flex-direction: column; gap: 11px;
  transition: box-shadow 0.25s, transform 0.25s, border-color 0.25s; box-shadow: var(--shadow-sm);
}
.related-card:hover { box-shadow: var(--shadow-md); transform: translateY(-5px); border-color: rgba(249,115,22,0.35); }
.related-tag {
  font-family: var(--font-mono); font-size: 10px; letter-spacing: 0.1em;
  color: var(--ochre-deep); text-transform: uppercase; font-weight: 700;
  background: var(--orange-tint); padding: 6px 13px; border-radius: 999px; align-self: flex-start;
  border: 1px solid rgba(249,115,22,0.2);
}
.related-card h4 { font-family: var(--font-display); font-weight: 600; font-size: 18px; color: var(--ink); line-height: 1.32; margin: 0; }
.related-card p { color: var(--slate); font-size: 14px; line-height: 1.62; margin: 0; }

/* Newsletter */
.newsletter {
  background:
    radial-gradient(360px 240px at 90% 10%, rgba(249,115,22,0.28), transparent 65%),
    var(--grad-navy);
  color: #fff; border-radius: 26px; padding: 52px 46px; margin: 60px 0;
  display: grid; grid-template-columns: 1.3fr 1fr; gap: 40px; align-items: center;
  position: relative; overflow: hidden; border-left: none;
  border: 1px solid rgba(255,255,255,0.08);
  box-shadow: var(--shadow-md), inset 0 1px 0 rgba(255,255,255,0.1);
}
.newsletter::before { display: none; }
.newsletter h3 { font-family: var(--font-display); font-weight: 700; font-size: 27px; line-height: 1.24; margin: 0 0 10px; position: relative; letter-spacing: -0.015em; }
.newsletter h3 em { color: var(--ochre-soft); font-style: normal; }
.newsletter p { color: rgba(255,255,255,0.68); font-size: 15px; line-height: 1.68; position: relative; }
.newsletter-form { display: flex; gap: 10px; position: relative; }
.newsletter-input {
  flex: 1; padding: 15px 22px; border-radius: 999px;
  border: 1px solid rgba(255,255,255,0.22); background: rgba(255,255,255,0.08);
  color: #fff; font-family: inherit; font-size: 15px;
  transition: border-color 0.2s, background 0.2s;
}
.newsletter-input:focus { outline: none; border-color: var(--ochre-soft); background: rgba(255,255,255,0.12); }
.newsletter-input::placeholder { color: rgba(255,255,255,0.42); }

/* ---------- Apply form ---------- */
.apply-form-section {
  background: var(--paper-2);
  padding: 88px 0; border-bottom: 1px solid var(--line);
  scroll-margin-top: 80px; position: relative; overflow: hidden;
}
.apply-form-section::before {
  content: ""; position: absolute; top: -140px; right: -140px;
  width: 560px; height: 560px;
  background: radial-gradient(circle, rgba(249,115,22,0.12), transparent 62%);
  border-radius: 50%; pointer-events: none;
}
.apply-form-grid { display: grid; grid-template-columns: 5fr 7fr; gap: 64px; align-items: center; position: relative; z-index: 1; }
.apply-form-copy .eyebrow { margin-bottom: 24px; }
.apply-form-headline {
  font-family: var(--font-display); font-weight: 800;
  font-size: clamp(32px, 4.2vw, 47px); line-height: 1.1; color: var(--ink);
  letter-spacing: -0.03em; margin: 0 0 18px;
}
.apply-form-headline em {
  font-style: normal;
  background: var(--grad-orange);
  -webkit-background-clip: text; background-clip: text; color: transparent;
}
.apply-form-lede { font-size: 16px; color: var(--slate); line-height: 1.7; margin-bottom: 28px; max-width: 460px; }
.apply-benefits { display: flex; flex-direction: column; gap: 13px; margin-bottom: 30px; max-width: 480px; }
.apply-benefit { display: flex; align-items: flex-start; gap: 13px; font-size: 15px; color: var(--ink); line-height: 1.55; }
.apply-benefit-icon {
  color: #fff; font-weight: 700; font-size: 11px; margin-top: 2px; flex-shrink: 0;
  width: 24px; height: 24px; border-radius: 50%;
  background: linear-gradient(135deg, #34D178, #16A34A);
  display: inline-flex; align-items: center; justify-content: center;
  box-shadow: 0 3px 8px rgba(22,163,74,0.3);
}
.apply-benefit strong { color: var(--ink); font-weight: 600; }
.apply-trust-row {
  display: flex; gap: 16px; align-items: center; padding-top: 22px;
  border-top: 1px solid var(--line);
  font-family: var(--font-mono); font-size: 10px; color: var(--slate);
  letter-spacing: 0.1em; font-weight: 700; flex-wrap: wrap; text-transform: uppercase;
}
.apply-trust-row .dot { color: var(--slate-2); opacity: 0.4; }
.apply-form-card {
  background: #fff; border: 1px solid var(--line); border-radius: 28px;
  padding: 36px; box-shadow: var(--shadow-lg); position: relative;
}
.apply-form-card::before {
  content: ""; position: absolute; top: -1px; left: 40px; right: 40px; height: 4px;
  background: var(--grad-orange); border-radius: 0 0 6px 6px; display: block;
}
.apply-form-card-header { margin-bottom: 24px; padding-bottom: 20px; border-bottom: 1px solid var(--line-soft); }
.apply-form-card-title { font-family: var(--font-display); font-weight: 700; font-size: 24px; color: var(--ink); margin: 0 0 6px; line-height: 1.2; letter-spacing: -0.015em; }
.apply-form-card-sub { font-family: var(--font-body); font-size: 13px; color: var(--slate-2); margin: 0; font-weight: 500; }
.apply-form-embed { min-height: 320px; position: relative; }
#_lg_form_ { width: 100%; }
#_lg_form_ * { box-sizing: border-box; }
.apply-form-loading {
  position: absolute; inset: 0; display: flex; align-items: center; justify-content: center;
  color: var(--slate-2); font-size: 13px; pointer-events: none; font-weight: 500;
}
#_lg_form_:not(:empty) + .apply-form-loading { display: none; }
.apply-form-disclosure {
  margin-top: 20px; padding-top: 18px; border-top: 1px solid var(--line-soft);
  font-size: 11.5px; color: var(--slate-2); line-height: 1.62; text-align: center;
}
.apply-form-disclosure strong { color: var(--slate); font-weight: 600; }

/* ---------- Fact sheet ---------- */
.fact-sheet { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; margin-top: 8px; }
.fact-cell {
  background: #fff; border: 1px solid var(--line); border-radius: 20px;
  padding: 32px 30px; display: flex; flex-direction: column; gap: 12px;
  position: relative; overflow: hidden;
  transition: box-shadow 0.25s, transform 0.25s, border-color 0.25s;
  box-shadow: var(--shadow-sm);
}
.fact-cell:hover { box-shadow: var(--shadow-md); transform: translateY(-3px); border-color: rgba(249,115,22,0.3); }
.fact-cell.wide { grid-column: span 2; }
.fact-cell.narrow { grid-column: span 1; }
.fact-cell.full { grid-column: 1 / -1; }
.fact-cell.stat { border-top: 5px solid var(--ochre); }
.fact-cell.stat.highlight { border-top-color: var(--moss); }
.fact-eyebrow {
  font-family: var(--font-mono); font-size: 10px; letter-spacing: 0.14em;
  text-transform: uppercase; color: var(--ochre-deep); font-weight: 700;
}
.fact-cell.stat.highlight .fact-eyebrow { color: var(--moss); }
.fact-eyebrow.ochre-soft { color: var(--ochre-soft); }
.fact-num {
  font-family: var(--font-display); font-style: normal; font-weight: 800;
  font-size: 56px; color: var(--ink); line-height: 1; letter-spacing: -0.04em; margin-top: 4px;
}
.fact-num-suffix {
  font-family: var(--font-mono); font-style: normal; font-size: 14px;
  color: var(--slate-2); letter-spacing: 0.05em; margin-left: 6px; font-weight: 700;
  text-transform: uppercase; vertical-align: middle;
}
.fact-num-md {
  font-family: var(--font-display); font-style: normal; font-weight: 800;
  font-size: 29px; color: var(--ink); line-height: 1.1; letter-spacing: -0.025em; margin-top: 2px;
}
.fact-badge-big {
  font-family: var(--font-display); font-style: normal; font-weight: 700;
  font-size: 23px; color: var(--moss); line-height: 1.2; margin-top: 4px;
}
.fact-desc { font-size: 13.5px; color: var(--slate); line-height: 1.62; margin: 0; margin-top: auto; }
.fact-desc strong { color: var(--ink); font-weight: 600; }
.fact-desc-light { font-size: 14px; color: rgba(255,255,255,0.68); line-height: 1.68; margin: 0; }
.fact-heading { font-family: var(--font-display); font-weight: 700; font-size: 21px; color: var(--ink); line-height: 1.3; letter-spacing: -0.015em; margin: 0; }
.fact-heading em { font-style: normal; background: var(--grad-orange); -webkit-background-clip: text; background-clip: text; color: transparent; }
.fact-heading-sm { font-family: var(--font-display); font-weight: 600; font-size: 18px; color: var(--ink); line-height: 1.3; margin: 0 0 4px; }
.fact-cell.dark {
  background:
    radial-gradient(280px 200px at 90% 5%, rgba(249,115,22,0.30), transparent 65%),
    var(--grad-navy);
  border-color: rgba(255,255,255,0.08); color: #fff;
  box-shadow: var(--shadow-md), inset 0 1px 0 rgba(255,255,255,0.1);
}
.fact-cell.dark::before { display: none; }
.fact-cell.dark .fact-heading { color: #fff; position: relative; z-index: 1; }
.fact-cell.dark .fact-heading em { background: linear-gradient(120deg, #FDBA74, #FB923C); -webkit-background-clip: text; background-clip: text; color: transparent; }
.fact-cell.dark .fact-desc { color: rgba(255,255,255,0.68); position: relative; z-index: 1; }
.fact-range {
  display: flex; align-items: center; gap: 20px; margin-top: auto; padding-top: 20px;
  border-top: 1px solid rgba(255,255,255,0.14); position: relative; z-index: 1;
}
.range-item { flex: 1; }
.range-num {
  font-family: var(--font-display); font-style: normal; font-weight: 800;
  font-size: 28px; color: var(--ochre-soft); line-height: 1; letter-spacing: -0.025em; margin-bottom: 5px;
}
.range-label {
  font-family: var(--font-mono); font-size: 9px; letter-spacing: 0.14em;
  text-transform: uppercase; color: rgba(255,255,255,0.48); font-weight: 700;
}
.range-arrow { color: var(--ochre-soft); font-family: var(--font-display); font-style: normal; font-size: 26px; font-weight: 700; opacity: 0.85; }
.bureau-chips { display: flex; gap: 9px; flex-wrap: wrap; margin: 4px 0; }
.bureau-chip {
  display: inline-flex; align-items: center; gap: 8px;
  background: var(--paper-2); border: 1px solid var(--line);
  padding: 9px 17px; border-radius: 999px;
  font-family: var(--font-body); font-size: 12.5px; color: var(--ink); font-weight: 600;
  transition: border-color 0.2s;
}
.bureau-chip:hover { border-color: var(--moss); }
.bureau-dot { width: 8px; height: 8px; border-radius: 50%; background: var(--moss); display: inline-block; box-shadow: 0 0 0 3px rgba(22,163,74,0.15); }
.state-badges { display: flex; gap: 7px; flex-wrap: wrap; margin-top: 2px; }
.state-badge {
  font-family: var(--font-body); font-size: 11.5px; color: var(--claret);
  background: var(--claret-soft); padding: 6px 14px; border-radius: 999px; font-weight: 600;
}
.fact-cell.split { display: grid; grid-template-columns: 1fr 1px 1fr; gap: 34px; align-items: stretch; padding: 34px 42px; }
.split-left, .split-right { display: flex; flex-direction: column; gap: 10px; }
.split-divider { background: var(--line); width: 1px; }

/* ---------- Funding fan ---------- */
.funding-fan-grid { display: grid; grid-template-columns: 5fr 6fr; gap: 64px; align-items: center; }
.funding-copy .eyebrow { margin-bottom: 22px; }
.funding-copy h2 {
  font-family: var(--font-display); font-weight: 700;
  font-size: clamp(28px, 3.8vw, 40px); line-height: 1.15; color: var(--ink);
  letter-spacing: -0.025em; margin: 0 0 16px;
}
.funding-copy h2 em { font-style: normal; background: var(--grad-orange); -webkit-background-clip: text; background-clip: text; color: transparent; }
.funding-copy p { color: var(--slate); font-size: 15.5px; line-height: 1.7; margin: 0 0 30px; max-width: 480px; }
.funding-tiers { display: flex; flex-direction: column; gap: 12px; border-top: none; }
.funding-tier {
  display: flex; align-items: baseline; gap: 10px;
  font-family: var(--font-body); font-size: 12px; color: var(--slate);
  padding: 15px 20px; background: var(--paper-2);
  border: 1px solid var(--line-soft); border-radius: 16px;
  transition: border-color 0.2s, transform 0.2s, box-shadow 0.2s;
}
.funding-tier:hover { border-color: rgba(249,115,22,0.35); transform: translateX(4px); box-shadow: var(--shadow-sm); }
.funding-tier-num { color: var(--ochre); font-weight: 700; flex-shrink: 0; font-family: var(--font-mono); font-size: 11px; }
.funding-tier-name { color: var(--ink); text-transform: uppercase; font-weight: 700; letter-spacing: 0.08em; font-size: 11px; }
.funding-tier-dot { color: var(--slate-2); opacity: 0.4; }
.funding-tier-desc { color: var(--slate); font-size: 13px; flex: 1; }
.funding-tier-amount {
  font-family: var(--font-display); font-style: normal; font-size: 20px;
  color: var(--ink); font-weight: 800; margin-left: auto; padding-left: 12px; line-height: 1; letter-spacing: -0.02em;
}
.funding-tier.featured { border-color: rgba(249,115,22,0.45); background: linear-gradient(135deg, #FFF6EE, #FFEFE0); box-shadow: 0 4px 16px rgba(249,115,22,0.12); }
.funding-tier.featured .funding-tier-amount {
  background: var(--grad-orange); -webkit-background-clip: text; background-clip: text; color: transparent;
  font-size: 22px;
}
.funding-cards { position: relative; height: 350px; perspective: 1500px; }
.fund-card {
  position: absolute; aspect-ratio: 1.586 / 1; border-radius: 18px; padding: 20px;
  display: flex; flex-direction: column; justify-content: space-between;
  transition: transform 0.5s cubic-bezier(0.34, 1.3, 0.64, 1), box-shadow 0.5s ease; overflow: hidden;
}
.fund-card::after {
  content: ""; position: absolute; top: 52px; left: 20px;
  width: 34px; height: 25px; border-radius: 6px;
  background: linear-gradient(135deg, #FFE3A9, #E9A84A);
  opacity: 0.92; box-shadow: inset 0 -1px 3px rgba(120,70,10,0.3);
}
.fund-card-brand { font-family: var(--font-display); font-style: normal; font-weight: 700; font-size: 17px; line-height: 1; position: relative; z-index: 1; }
.fund-card-amount { font-family: var(--font-display); font-style: normal; font-weight: 800; font-size: 30px; line-height: 1; letter-spacing: -0.025em; margin-bottom: 5px; position: relative; z-index: 1; }
.fund-card-tag { font-family: var(--font-mono); font-size: 9px; letter-spacing: 0.14em; text-transform: uppercase; font-weight: 700; position: relative; z-index: 1; }
.fund-card-1 {
  width: 235px; top: 135px; left: 0; transform: rotate(-11deg);
  background: linear-gradient(135deg, #F2F5FC, #E5EBF7); border: 1px solid var(--line); color: var(--ink);
  box-shadow: 0 12px 28px rgba(15,30,77,0.12); z-index: 1;
}
.fund-card-1 .fund-card-brand { color: var(--ochre-deep); }
.fund-card-1 .fund-card-tag { color: var(--slate); }
.fund-card-2 {
  width: 255px; top: 68px; left: 102px; transform: rotate(-2deg);
  background: #fff; border: 2px solid var(--ochre); color: var(--ink);
  box-shadow: 0 16px 36px rgba(249,115,22,0.16); z-index: 2;
}
.fund-card-2 .fund-card-brand { color: var(--ochre-deep); }
.fund-card-2 .fund-card-tag { color: var(--ochre-deep); }
.fund-card-2 .fund-card-amount { font-size: 32px; }
.fund-card-3 {
  width: 300px; top: 0; left: 225px; transform: rotate(7deg);
  background:
    radial-gradient(220px 160px at 88% 8%, rgba(249,115,22,0.5), transparent 68%),
    var(--grad-navy);
  color: #fff; border-radius: 20px;
  border: 1px solid rgba(255,255,255,0.1);
  box-shadow: 0 28px 56px rgba(11,20,53,0.4), inset 0 1px 0 rgba(255,255,255,0.14); z-index: 3;
}
.fund-card-3::before { display: none; }
.fund-card-3 > * { position: relative; z-index: 1; }
.fund-card-3 .fund-card-brand { color: var(--ochre-soft); font-size: 19px; }
.fund-card-3 .fund-card-amount { color: #fff; font-size: 40px; }
.fund-card-3 .fund-card-tag { color: var(--ochre-soft); }
.funding-cards:hover .fund-card-1 { transform: rotate(-15deg) translateX(-18px) translateY(6px); }
.funding-cards:hover .fund-card-2 { transform: rotate(-3deg) translateY(-6px); }
.funding-cards:hover .fund-card-3 { transform: rotate(10deg) translateX(18px) translateY(-8px); box-shadow: 0 36px 70px rgba(11,20,53,0.48), inset 0 1px 0 rgba(255,255,255,0.14); }

/* ---------- Calculator ---------- */
.calc {
  display: grid; grid-template-columns: 5fr 7fr;
  background: #fff; border: 1px solid var(--line); border-radius: 28px;
  overflow: hidden; border-left: none; box-shadow: var(--shadow-lg);
}
.calc-inputs { padding: 46px 42px; background: #fff; border-right: 1px solid var(--line); }
.calc-input-group { margin-bottom: 36px; }
.calc-input-group:last-of-type { margin-bottom: 24px; }
.calc-input-group label { display: flex; justify-content: space-between; align-items: baseline; margin-bottom: 15px; cursor: pointer; flex-wrap: wrap; gap: 8px; }
.calc-label {
  font-family: var(--font-mono); font-size: 10px; color: var(--slate);
  letter-spacing: 0.12em; text-transform: uppercase; font-weight: 700;
}
.calc-value { font-family: var(--font-display); font-style: normal; font-size: 28px; color: var(--ink); font-weight: 800; line-height: 1; letter-spacing: -0.025em; }
.calc-unit { font-family: var(--font-body); font-style: normal; font-size: 12px; color: var(--slate-2); margin-left: 4px; font-weight: 500; }
.calc-slider {
  -webkit-appearance: none; appearance: none; width: 100%; height: 8px;
  background: linear-gradient(90deg, rgba(249,115,22,0.35), rgba(249,115,22,0.12));
  border-radius: 999px; outline: none;
  border: 1px solid var(--line); padding: 0; margin: 0; cursor: pointer;
}
.calc-slider::-webkit-slider-thumb {
  -webkit-appearance: none; appearance: none; width: 26px; height: 26px; border-radius: 50%;
  background: var(--grad-orange); cursor: grab; border: 3.5px solid #fff;
  box-shadow: 0 0 0 1px rgba(249,115,22,0.5), 0 5px 14px rgba(249,115,22,0.45);
  transition: transform 0.15s ease;
}
.calc-slider::-webkit-slider-thumb:hover, .calc-slider::-webkit-slider-thumb:active { transform: scale(1.14); }
.calc-slider::-moz-range-thumb {
  width: 26px; height: 26px; border-radius: 50%; background: var(--ochre);
  cursor: grab; border: 3.5px solid #fff;
  box-shadow: 0 0 0 1px rgba(249,115,22,0.5), 0 5px 14px rgba(249,115,22,0.45);
}
.calc-scale { display: flex; justify-content: space-between; margin-top: 11px; font-family: var(--font-body); font-size: 11px; color: var(--slate-2); font-weight: 500; }
.calc-tip {
  display: flex; gap: 14px; padding: 19px 22px;
  background: var(--orange-tint); border: 1px solid rgba(249,115,22,0.22); border-left: 4px solid var(--ochre); border-radius: 14px; margin-top: 26px;
}
.calc-tip-icon { color: var(--ochre-deep); font-family: var(--font-display); font-style: normal; font-size: 20px; flex-shrink: 0; line-height: 1; margin-top: 2px; font-weight: 700; }
.calc-tip p { margin: 0; font-size: 13px; color: var(--slate); line-height: 1.62; }
.calc-tip strong { color: var(--ink); font-weight: 600; }
.calc-outputs {
  padding: 46px 42px;
  background:
    radial-gradient(380px 280px at 92% 0%, rgba(249,115,22,0.24), transparent 62%),
    var(--grad-navy);
  color: #fff; position: relative; overflow: hidden;
}
.calc-outputs::before { display: none; }
.calc-outputs > * { position: relative; z-index: 1; }
.calc-header { margin-bottom: 28px; padding-bottom: 22px; border-bottom: 1px solid rgba(255,255,255,0.14); }
.calc-header-label {
  font-family: var(--font-mono); font-size: 10px; color: var(--ochre-soft);
  letter-spacing: 0.16em; text-transform: uppercase; font-weight: 700; display: block; margin-bottom: 8px;
}
.calc-header h3 { font-family: var(--font-display); font-weight: 700; font-size: 22px; color: #fff; margin: 0; line-height: 1.25; letter-spacing: -0.01em; }
.calc-output { margin-bottom: 24px; }
.calc-out-num {
  font-family: var(--font-display); font-style: normal; font-weight: 800;
  font-size: 48px; line-height: 1; letter-spacing: -0.035em; margin-bottom: 8px;
  background: linear-gradient(120deg, #FDBA74, #FB923C 60%, #F97316);
  -webkit-background-clip: text; background-clip: text; color: transparent;
  transition: opacity 0.3s ease;
}
.calc-out-suffix { font-family: var(--font-mono); font-style: normal; font-size: 20px; color: var(--ochre-soft); margin-left: 4px; font-weight: 700; }
.calc-out-label {
  font-family: var(--font-mono); font-size: 10px; color: rgba(255,255,255,0.9);
  letter-spacing: 0.12em; text-transform: uppercase; font-weight: 700; margin-bottom: 6px;
}
.calc-out-desc { font-size: 13px; color: rgba(255,255,255,0.62); line-height: 1.58; }
.calc-out-bar { margin: 12px 0; height: 9px; background: rgba(255,255,255,0.10); border-radius: 999px; overflow: hidden; }
.calc-out-bar-fill { height: 100%; background: linear-gradient(90deg, #34D178, #16A34A); border-radius: 999px; transition: width 0.35s ease, background 0.35s ease; }
.calc-output-grid {
  display: grid; grid-template-columns: 1fr 1fr; gap: 26px; margin: 26px 0; padding: 26px 0;
  border-top: 1px solid rgba(255,255,255,0.14); border-bottom: 1px solid rgba(255,255,255,0.14);
}
.calc-mini { display: flex; flex-direction: column; }
.calc-mini-num { font-family: var(--font-display); font-style: normal; font-weight: 800; font-size: 31px; color: var(--ochre-soft); line-height: 1; margin-bottom: 8px; letter-spacing: -0.025em; }
.calc-mini-num span { font-family: var(--font-mono); font-style: normal; font-size: 14px; color: var(--ochre-soft); margin-left: 2px; font-weight: 700; }
.calc-mini-label { font-family: var(--font-mono); font-size: 9px; color: rgba(255,255,255,0.9); letter-spacing: 0.14em; text-transform: uppercase; font-weight: 700; margin-bottom: 4px; }
.calc-mini-sub { font-size: 11px; color: rgba(255,255,255,0.48); line-height: 1.42; }
.calc-cta { margin-top: 26px; }
.calc-cta .btn { width: 100%; justify-content: center; padding: 16px 22px; font-size: 14.5px; }
.calc-disclaimer { margin: 15px 0 0; font-size: 10.5px; color: rgba(255,255,255,0.42); line-height: 1.58; text-align: center; }

/* ---------- Section link rows ---------- */
.section-link-row { margin-top: 48px; padding-top: 0; border-top: none; text-align: center; }
.section-link {
  font-family: var(--font-display); font-style: normal; font-size: 15px; font-weight: 600;
  color: var(--ochre-deep); text-decoration: none; border-bottom: none; padding: 13px 28px;
  display: inline-flex; align-items: center;
  background: #fff; border: 1.5px solid rgba(249,115,22,0.4); border-radius: 999px;
  transition: all 0.22s;
  box-shadow: var(--shadow-sm);
}
.section-link:hover { color: #fff; background: var(--grad-orange); border-color: transparent; box-shadow: var(--shadow-orange); transform: translateY(-2px); }
.section-link .la { color: inherit; font-style: normal; margin-left: 8px; display: inline-block; transition: transform 0.2s; }
.section-link:hover .la { transform: translateX(4px); }
.inline-link { color: var(--ochre-deep); font-weight: 600; text-decoration: underline; text-underline-offset: 3px; }
.inline-link:hover { color: var(--ochre); }

/* ---------- Patches ---------- */
.amounts { background: var(--paper-2); }
.fund-card-bottom { display: flex; flex-direction: column; }

/* ---------- Responsive ---------- */
@media (max-width: 1024px) {
  .hero-grid { grid-template-columns: 1fr; }
  .hero-visual { min-height: 420px; }
  .features { grid-template-columns: repeat(2, 1fr); }
  .steps { grid-template-columns: repeat(2, 1fr); }
  .elig-grid { grid-template-columns: 1fr; }
  .product-item { grid-template-columns: 1fr; gap: 24px; }
  .product-badge { width: 100%; max-width: 250px; }
  .product-price { text-align: left; }
  .funding-fan-grid { grid-template-columns: 1fr; gap: 54px; }
  .funding-cards { height: 330px; max-width: 560px; margin: 0 auto; }
  .fact-sheet { grid-template-columns: repeat(2, 1fr); }
  .fact-cell.wide, .fact-cell.narrow, .fact-cell.full { grid-column: 1 / -1; }
  .fact-cell.stat { grid-column: span 1; }
}
@media (max-width: 900px) {
  section { padding: 64px 0; }
  .wrap { padding: 0 20px; }
  header.site .nav { padding: 12px 20px; }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 32px; }
  .duo, .pros-cons-grid, .reviews-grid, .blog-grid, .related-grid { grid-template-columns: 1fr; }
  .reviews-header { grid-template-columns: 1fr; gap: 20px; }
  .rh-divider { display: none; }
  .rh-score { text-align: left; }
  .compare-table { font-size: 13px; }
  .compare-table thead th, .compare-table tbody td { padding: 13px 14px; }
  .newsletter { grid-template-columns: 1fr; padding: 38px 28px; }
  .apply-form-grid { grid-template-columns: 1fr; gap: 40px; }
  .apply-form-card { padding: 26px 20px; }
  .card-float-1, .card-float-2 { display: none; }
  .hero-proof { grid-template-columns: 1fr; gap: 16px; }
  .editorial { flex-direction: column; padding: 30px; }
  .pros-cons-bottom { flex-direction: column; align-items: flex-start; padding: 30px; }
  .final-cta { padding: 70px 20px; }
  .page-hero { padding: 54px 0 44px; }
  .calc { grid-template-columns: 1fr; }
  .calc-inputs { border-right: 0; border-bottom: 1px solid var(--line); padding: 34px 24px; }
  .calc-outputs { padding: 34px 24px; }
  .calc-value { font-size: 25px; }
  .calc-out-num { font-size: 42px; }
  .fact-cell.split { grid-template-columns: 1fr; gap: 24px; padding: 34px; }
  .split-divider { display: none; }
  .fact-num { font-size: 48px; }
  .trustbar-row { border-radius: 22px; padding: 24px 16px; grid-template-columns: repeat(2, 1fr); row-gap: 20px; }
  .trust-stat:nth-child(3) { border-left: 0; }
  .trust-stat:nth-child(n+3) { border-top: 1px solid rgba(255,255,255,0.12); padding-top: 18px; }
  .hero { padding: 60px 0 56px; }
}
@media (max-width: 600px) {
  .features { grid-template-columns: 1fr; }
  .steps { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .hero-copy h1 { font-size: 36px; }
  .final-cta h2 { font-size: 31px; }
  .card-3d { width: 310px; }
  .hero-visual { min-height: 310px; }
  .funding-cards { height: 290px; transform: scale(0.8); transform-origin: left top; }
  .funding-tier { flex-wrap: wrap; }
  .funding-tier-desc { display: none; }
  .fact-sheet { grid-template-columns: 1fr; }
  .fact-cell.stat { grid-column: 1; }
  .trustbar-row { grid-template-columns: 1fr; }
  .trust-stat { border-left: 0; }
  .trust-stat:nth-child(n+2) { border-top: 1px solid rgba(255,255,255,0.12); padding-top: 16px; }
  .fact-range { flex-direction: column; gap: 12px; align-items: flex-start; }
  .range-arrow { transform: rotate(90deg); }
}

/* ---------- Dashboard KPI Tiles (index "at a glance") ---------- */
.sb-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; margin-top: 8px; }
.sb-tile {
  background: #fff; border: 1px solid var(--line); border-radius: 18px; padding: 22px;
  box-shadow: var(--shadow-sm); position: relative; overflow: hidden;
  transition: transform 0.22s, box-shadow 0.22s, border-color 0.22s;
  display: flex; flex-direction: column;
}
.sb-tile:hover { transform: translateY(-3px); box-shadow: var(--shadow-md); border-color: rgba(249,115,22,0.35); }
.sb-top { display: flex; justify-content: space-between; align-items: flex-start; margin-bottom: 14px; }
.sb-ic { width: 38px; height: 38px; border-radius: 12px; display: flex; align-items: center; justify-content: center; flex-shrink: 0; }
.sb-ic svg { width: 19px; height: 19px; }
.sb-ic.o { background: var(--orange-tint); color: var(--ochre-deep); }
.sb-ic.g { background: var(--moss-soft); color: var(--moss); }
.sb-ic.n { background: #E7ECF8; color: var(--ink-2); }
.sb-tag {
  font-family: var(--font-mono); font-size: 9px; font-weight: 700;
  letter-spacing: 0.08em; text-transform: uppercase; padding: 4px 9px; border-radius: 999px;
}
.sb-tag.g { background: var(--moss-soft); color: var(--moss); }
.sb-tag.w { background: #FEF3E2; color: #D97706; }
.sb-num { font-family: var(--font-display); font-weight: 800; font-size: 32px; letter-spacing: -0.03em; line-height: 1; color: var(--ink); }
.sb-num small { font-size: 13px; font-weight: 700; color: var(--slate-2); }
.sb-num.md { font-size: 19px; line-height: 1.28; letter-spacing: -0.01em; }
.sb-cap { margin-top: 8px; font-size: 12px; color: var(--slate); line-height: 1.58; }
.sb-lbl {
  font-family: var(--font-mono); font-size: 10px; font-weight: 700;
  letter-spacing: 0.13em; text-transform: uppercase; color: var(--ochre-soft);
}
.sb-tile.wide { grid-column: span 2; }
.sb-tile.dark {
  grid-column: span 2;
  background: radial-gradient(300px 200px at 90% 0%, rgba(249,115,22,0.3), transparent 62%), var(--grad-navy);
  color: #fff; border-color: rgba(255,255,255,0.08);
  box-shadow: var(--shadow-md), inset 0 1px 0 rgba(255,255,255,0.1);
}
.sb-tile.dark .sb-num, .sb-tile.dark .sb-num.md { color: #fff; }
.sb-tile.dark .sb-cap { color: rgba(255,255,255,0.62); }
.sb-minicard {
  position: absolute; right: 20px; bottom: 18px;
  width: 96px; aspect-ratio: 1.586/1; border-radius: 9px;
  background: linear-gradient(135deg, #2B3C7E, #16224E);
  box-shadow: 0 10px 22px rgba(0,0,0,0.35), inset 0 1px 0 rgba(255,255,255,0.15);
  transform: rotate(6deg); transition: transform 0.3s;
}
.sb-tile.dark:hover .sb-minicard { transform: rotate(3deg) translateY(-3px); }
.sb-minicard::before {
  content: ""; position: absolute; top: 10px; left: 10px;
  width: 16px; height: 12px; border-radius: 3px;
  background: linear-gradient(135deg, #FFE3A9, #E9A84A);
}
.sb-minicard::after {
  content: ""; position: absolute; right: 8px; bottom: 8px; width: 26px; height: 13px;
  background: radial-gradient(circle at 35% 50%, #EB001B 6.5px, transparent 7px), radial-gradient(circle at 65% 50%, #F79E1B 6.5px, transparent 7px);
}
.sb-range-row { display: flex; gap: 22px; margin-top: auto; padding-top: 14px; border-top: 1px solid rgba(255,255,255,0.14); position: relative; z-index: 1; }
.sb-range-row b { font-family: var(--font-display); font-weight: 800; font-size: 23px; color: var(--ochre-soft); display: block; letter-spacing: -0.02em; }
.sb-range-row span { font-size: 9px; font-weight: 700; letter-spacing: 0.12em; text-transform: uppercase; color: rgba(255,255,255,0.5); font-family: var(--font-mono); }
@media (max-width: 1024px) {
  .sb-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 600px) {
  .sb-grid { grid-template-columns: 1fr; }
  .sb-tile.dark, .sb-tile.wide { grid-column: 1; }
  .sb-minicard { display: none; }
}


/* ---------- Hero on-photo overrides (fullscreen bg) ---------- */
.hero .eyebrow {
  background: rgba(255,255,255,0.12);
  border-color: rgba(255,255,255,0.28);
  color: #FFD9B8;
  backdrop-filter: blur(10px);
  -webkit-backdrop-filter: blur(10px);
  box-shadow: none;
}
.hero .eyebrow::before { background: var(--ochre-soft); box-shadow: 0 0 0 3px rgba(253,186,116,0.22); }
.hero .hero-copy h1 { color: #fff; text-shadow: 0 2px 24px rgba(7,13,36,0.5); }
.hero .hero-lede { color: rgba(255,255,255,0.86); text-shadow: 0 1px 12px rgba(7,13,36,0.45); }
.hero .btn-ghost {
  background: rgba(255,255,255,0.12); color: #fff;
  border-color: rgba(255,255,255,0.4);
  backdrop-filter: blur(10px); -webkit-backdrop-filter: blur(10px);
  box-shadow: none;
}
.hero .btn-ghost:hover { background: rgba(255,255,255,0.2); border-color: #fff; }
.hero .hero-odds-note { color: rgba(255,255,255,0.75); }
.hero .hero-odds-note a { color: var(--ochre-soft); }
.hero .hero-odds-note a:hover { color: #FFD9B8; }
.hero .hero-proof { border-top-color: rgba(255,255,255,0.25); }
.hero .proof-num { color: #fff; }
.hero .proof-label { color: rgba(255,255,255,0.62); }
.trustbar { margin-top: -48px; }
@media (max-width: 900px) {
  .hero {
    min-height: auto;
    padding: 56px 0 100px;
    background-position: center 30%;
  }
  .hero::before {
    background: linear-gradient(180deg, rgba(7,13,36,0.93) 0%, rgba(9,16,44,0.88) 55%, rgba(11,20,53,0.82) 100%);
  }
}

/* ---------- Eligibility Photo Panel (full image, cards below) ---------- */
.elig-photo-panel {
  display: flex; flex-direction: column; gap: 16px;
  align-self: start;
}
.elig-photo-img {
  width: 100%; height: auto; display: block;
  border-radius: 20px;
  box-shadow: var(--shadow-md);
}
.elig-panel-inner { display: flex; flex-direction: column; gap: 14px; }
.elig-glass {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 16px; padding: 18px 20px;
  box-shadow: var(--shadow-sm);
}
.elig-glass-tag {
  font-family: var(--font-mono); font-size: 9.5px; font-weight: 700;
  letter-spacing: 0.12em; text-transform: uppercase;
  padding: 5px 12px; border-radius: 999px; display: inline-block;
}
.elig-glass-tag.warn { color: var(--claret); background: var(--claret-soft); }
.elig-glass-tag.good { color: var(--moss); background: var(--moss-soft); }
.elig-glass .elig-states { margin-top: 10px; }
.elig-glass p { font-size: 12.5px; color: var(--ink); margin: 10px 0 0; line-height: 1.62; }
.elig-glass p strong { font-weight: 700; }
.elig-glass .inline-link { font-size: 12.5px; }
.elig-glass-restrict { }
.elig-glass-good { background: var(--moss-soft); border-color: rgba(22,163,74,0.28); }

/* ---------- Blog photo covers ---------- */
.blog-cover img {
  position: absolute; inset: 0;
  width: 100%; height: 100%;
  object-fit: cover; display: block;
  transition: transform 0.45s ease;
}
.blog-card:hover .blog-cover img { transform: scale(1.06); }
.blog-cover .blog-category { z-index: 2; }

/* ---------- Mobile Sticky Apply Bar ---------- */
.sticky-apply {
  position: fixed; left: 0; right: 0; bottom: 0; z-index: 60;
  padding: 10px 16px calc(10px + env(safe-area-inset-bottom, 0px));
  background: rgba(255,255,255,0.86);
  backdrop-filter: blur(14px) saturate(1.4);
  -webkit-backdrop-filter: blur(14px) saturate(1.4);
  border-top: 1px solid var(--line);
  box-shadow: 0 -6px 24px rgba(15,30,77,0.08);
  transform: translateY(110%);
  transition: transform 0.32s cubic-bezier(0.22, 0.61, 0.36, 1);
  display: none;
}
.sticky-apply.show { transform: translateY(0); }
.sticky-apply .btn {
  width: 100%; justify-content: center;
  padding: 16px 22px; font-size: 15.5px;
}
.sticky-apply .btn .la { margin-left: 8px; display: inline-block; }

/* ---------- Back to Top (tablet/desktop) ---------- */
.back-top {
  position: fixed; right: 28px; bottom: 28px; z-index: 60;
  width: 52px; height: 52px; border-radius: 50%;
  background: var(--grad-orange); color: #fff;
  border: none; cursor: pointer;
  box-shadow: var(--shadow-orange);
  display: none; align-items: center; justify-content: center;
  opacity: 0; transform: translateY(16px) scale(0.9);
  transition: opacity 0.25s ease, transform 0.25s ease, box-shadow 0.2s ease;
  pointer-events: none;
}
.back-top.show { opacity: 1; transform: translateY(0) scale(1); pointer-events: auto; }
.back-top:hover { transform: translateY(-4px) scale(1); box-shadow: 0 14px 32px rgba(249,115,22,0.5), 0 3px 8px rgba(234,88,12,0.3); }
.back-top:active { transform: translateY(-1px) scale(0.97); }
.back-top svg { width: 22px; height: 22px; }

@media (max-width: 767px) {
  .sticky-apply { display: block; }
  footer { padding-bottom: 104px; }
}
@media (min-width: 768px) {
  .back-top { display: inline-flex; }
}
@media (prefers-reduced-motion: reduce) {
  .sticky-apply, .back-top { transition: none; }
}

/* ---------- Orbit Coin logo ---------- */
.logo svg, .footer-brand svg { display: block; }
@media (max-width: 400px) {
  .logo svg { width: 205px; height: 38px; }
}

/* ---------- Quick answers (guide pages) ---------- */
.qa-list { display: flex; flex-direction: column; gap: 12px; margin-top: 22px; }
.qa-item { background: #fff; border: 1px solid var(--line); border-radius: 14px; box-shadow: var(--shadow-sm); overflow: hidden; }
.qa-item summary {
  cursor: pointer; list-style: none;
  display: flex; justify-content: space-between; align-items: center; gap: 14px;
  padding: 17px 20px;
  font-family: var(--font-display); font-weight: 600; font-size: 15px; color: var(--ink);
}
.qa-item summary::-webkit-details-marker { display: none; }
.qa-item summary::after { content: "+"; font-size: 20px; color: var(--ochre); font-weight: 700; transition: transform 0.25s; flex-shrink: 0; }
.qa-item[open] summary::after { transform: rotate(45deg); }
.qa-item > p { margin: 0; padding: 0 20px 18px; font-size: 14px; line-height: 1.7; color: var(--slate); }